Dirty Little Secrets
During her expansive and varied career, Debra Robinson has discovered the secrets to success that many never even consider.
Debra shares the Dirty Little Secrets of cash flow and financial management
Navigate Q4 within the Labyrinth of Cash Flow
Often compared to the lifeblood of a business, cash flow remains as perplexing as it is crucial. It’s the liquid asset that...
Back to School Refresher Course on Cash Flow
Are You Ready For Another Year? Start the road to financial freedom and cash flow confidence using Debra's methodology to...
Five Top Strategies to Optimize Cash Flow
What is your definition of cash flow? Simply put, it’s money in and money out of your business = CASH FLOW. Would you say your company is having good cash flow? Are you profitable, and you think that means you must have good cash flow?
The Bad Money Habits to Break
“It takes 21 days to break a habit.” That’s how the old adage goes. Unfortunately, experts have agreed that this simply isn’t true – but don’t be discouraged.
Who’s Managing the Life Blood of Your Business?
Did you know the #1 Dirty Little Secret About Cash Flow is: “It’s not about the next 30 days, that money is already in play. You need to look 90 to 120 days from now to know if you are going to have good cash flow!”
Do You Have More Month at the End of Your Money?
Determining the right amount of cash to have on hand each month can be a challenge for many businesses. To help my clients avoid running out of money, I suggest two simple goals: your cash balance at the start of each month should be either 3 months of your total payroll cost or 1 month of your total cash outlay, including your balance sheet.
The 1, 2, 3 of Cash Flow Basics
Let's go back to the early years of your business. How in control were you?I have learned that all my clients began their...
New Year with New Cash Flow Solutions
Happy New Year! In 2023, it is time to discover the pattern of cash flow that works for your business. A little change could...
EIDL Loans – Accrued Interest; Are you Aware?
Did you take on more debt by signing up for an EIDL loan? Have you been funded with 1, 2 or even 3 loans in the last 2 years? If so, please continue to read this very important message that I want to convey that you might not realize what you signed up for when you took on more debt from the SBA.
Who’s Managing the Life Blood of Your Business?
As the masks come off and businesses enter a “new normal”, owners are gearing up for what it will take coming out of the...
Five Top Strategies to Optimize Cash Flow As Your Business Recovers From the Pandemic
Many business owners try and tackle their financial situation alone with the notion that they’re saving money. The truth is,...
Your Bookkeeping: Is it good or not so good?
As a CFO, I can tell you that the most vulnerable area in the financial arena is bookkeeping. In my cash flow arena, I refer to...
Where is your Company positioned in the Cash Flow Arena?
Understanding how to manage cash flow takes more than just reading a profit and loss. It is not uncommon for a company to show a...
The Government money has arrived! Now What?
The COVID-19 stimulus bill, signed this March, sent much needed relief payments to tens of millions of Americans. Now that the...
The Bad Money Habits You Need to Break
“It takes 21 days to break a habit.” That’s how the old adage goes. Unfortunately, experts have agreed that this simply isn’t...
How Much Cash on Hand is Enough?
Cash reserves/cash on hand are the amounts of cash accessible to a business once outstanding balances have been paid. It’s an...
Navigating Cash Flow Amidst COVID-19 and Beyond
“Wisdom is knowing what to do next. Skill is knowing how to do it. And virtue is doing it” – David Starr Jordan Read on for...
Find Your Cash and Break Free of Fear
Right now, the business owners I speak to are panicked. I hear from them that they don’t have control over their financials....
How-To Guide: Tax Season
Your Guide to Managing Cash Flow and Holding your CPA Accountable During Tax Season As the April deadline draws closer and...
Time to Get Naked
It’s time to get naked – but before you go reporting this post for inappropriate content, hear us out. We’re only asking you to...
CPA is not your cash flow expert!
In my last newsletter we highlighted the possibilities of adding value to your team of subject matter experts by surrounding...
Follow the Money – Subject Matter Experts
Your CPA is trying to minimize net income and reduce tax liability, but your CFO is trying to increase net income to meet future...
A CFO Can Help You Ensure You Have the Cash Flow You Need – Stop Surprises
Too often, business owners put the role of the CFO on themselves. An outsourced CFO can help save you time & money, get...
Follow the Money to Your P&L Statement
Showing a profit on your income statement? Books up-to-date? Yet, your bank balances are low? Worried about making payroll? or...
Your Bookkeeper is the “Keeper” of the Cash Flow! Really.
This is one of the most important subject matter experts you need on your team to help you “follow the money in and out of your...
The Role of Your Bookkeeper
Most business owners think of their CPA as a go to expert for financial reporting, when in fact they should be going to their...
The title “CEO / Business Owner” doesn’t necessarily make you an expert in managing your financials
You started your business because you are an expert in something you’re passionate about. You went through years of school...
I Hope You Weren’t an April Fool This Tax Season!
I hope you weren't an April Fool and were caught by surprise at how much you owed on your tax filing this year. Watch my video...
Make Sure You Have Checks and Balances with Your Trusted Advisors.
You should be using “subject matter experts” that do not have a conflict of interest. Don't be fooled by the convenience of...
Follow the Money to your Balance Sheet
Most business owners are familiar with their P&L and income statements, but what do you know about your balance sheet? Watch...
Dirty Little Secret – Optimizing Cash Flow
Optimizing cash flow is to know what your Cash on Hand Balance should be on a monthly basis. (This "key figure" comes from your...
You can show a net profit and still have a cash flow problem.
You can have a lot of money being posted on your balance sheet…you are growing, you are making sales, business is humming. To...
Are your business financials ready for challenges of 2019?
Consider this: Does your company have enough cash to pay the bills? Do you stay up at night and worry about your business...